Broker Check

We Help You Enjoy

The Life You Envision

Financial Advisors in Virginia Beach, Virginia providing wealth management, retirement income, and tax control to help you spend with confidence.

Planning For Retirement

Retirement requires a different kind of financial strategy—one focused on income, preservation, flexibility, and purpose. We help you clarify your direction, organize your resources, and implement a plan designed for the next chapter of your life.

Retirees

Retirement is not a finish line—it is a new stage that requires ongoing care, coordination, and thoughtful decision-making. We help you manage income, investments, taxes, and legacy planning so your wealth continues to support your life, your family, and your future.

Widows & Divorcees

Major life transitions often bring complex financial decisions. Whether you are navigating loss or divorce, we help you organize your resources, evaluate your options, and build a clear path forward with confidence and independence.

What is the Envision Difference?

A thoughtful process designed to bring clarity to complex financial decisions.
We help you define what matters most, design a strategy around your goals,
and adapt your plan over time so your wealth continues to support the life you envision.


What Our Clients Say

To say I was nervous, going without a paycheck for the first time in some 50 years, would be an understatement. But eventually, as Jonathan had a nice deposit sent into my checking account every month, I got used to retirement and confident, that with his guidance, I could enjoy my time and money.

Andy

It has truly been a pleasure working together with Jonathan, Susie, and his team.  They are very easy to work and communicate with and respond in a timely fashion.  The planning process is very organized and systematic, tailored to my preferred risk level, and it has helped me to feel more organized about our finances and confident in the future of me and my family.

David

My wife and I have had the great pleasure of working with Jonathan for  many years. We trust him absolutely and have complete confidence in his expertise and dedication to his clients. We could not be more pleased with our relationship with him.

 Gary and Barbara

Non-compensated client testimonial; may not be representative of all client experiences; no guarantee of future performance or success. 

Guidance Designed Around Your Life, Not Just Your Portfolio

Your financial life is more than investments. Retirement income, taxes, estate planning, insurance, cash flow, and family decisions all affect one another. Our role is to help connect those pieces into one clear, coordinated strategy.

We combine comprehensive planning with ongoing guidance, helping you make thoughtful decisions as your life, markets, and priorities evolve.

Your plan is not a one-time event. We monitor, refine, and adapt your strategy as life changes

Jonathan Muhlendorf, Certified Financial Planner practitioner

We help clients make better decisions with their money.  

Those who know me well think my greatest gift is my ability to get right to the point and provide straightforward answers.

Envision Wealth Management is an independent financial planning firm because my clients deserve unbiased advice with no corporate agenda, sales goals, or conflicts of interest.

If I am not helping a client, with my family, or working for my community, I enjoy taking care of my 250 gallon saltwater aquarium and sailing on "Livin the Dream" my Jeanneau 439 sailboat.

Frequently Asked Questions

  • Most advisors will manage investments for a fee and do not include comprehensive planning as a core service.  We focus on the planning first- how you will create income, manage taxes, preserve flexibility, protect your family, and live with confidence through retirement or a major life transition. Your investments will be managed to support the life you ENVISION and will fit your unique plan so you can spend with confidence.

  • Once we manage $250,000 or more, the planning fee of $3,000 is waived.  
    Our fees include financial planning and investment management.

    1.15% for $250,000 to $500,000
    1.10% for $500,000 to $750,000
    1.00% for $750,000 to $1M
    .95% for $1M to 2M
    .85% for $2M to $5M
    Fees are negotiable over $5M

    Your fee is not stacked and discounts are applied to the entire balance. As an example,  If you have $1,200,000 your fee is .95% on the entire account.  This gives you a substantial discount as your assets grow.

  • The first conversation is usually focused on understanding your situation, goals, concerns, and whether our services are the right fit. It is also a chance for you to ask questions and learn more about how our planning process works.

  • The meeting schedule depends on your needs and the complexity of your plan. Many clients meet more frequently during the initial planning process and then continue with regular review meetings to monitor progress, update strategies, and address new decisions.

  • Yes. We often coordinate with CPAs, estate attorneys, and other professionals to help ensure your financial, tax, and estate planning decisions work together.

  • Our firm is independently operated, but we are supported behind the scenes by Osaic, a national wealth management platform that provides access to investment solutions, technology, compliance resources, and account support. This structure allows us to combine personalized financial guidance with the strength and resources of a larger national organization. OSAIC supports over 11,000 financial professionals and has over $700B in managed assets.

  • The financial assets in your brokerage account are held at a clearing firm, a separate and independent entity. The clearing firm is responsible for the safekeeping, servicing, segregation, and reporting of your assets. Osaic works with National Financial Services LLC (“NFS”), a Fidelity Investments® company and a member of NYSE and SIPC. NFS handles confirmation, delivery and settlement of your financial transactions. You’ll receive periodic account statements and transaction confirmations, with an option to receive those electronically.
    NFS is regulated by FINRA and the SEC, the regulatory bodies that also oversee all wealth management firms. NFS is a leading provider of global financial services to institutions, corporations, and high-net-worth individuals, and custodies over $15 trillion in global client assets as of the end of 2024.

Ready to Begin Your Envision Journey?

In  just 15 minutes you can learn how thoughtful financial planning can help you move forward with clarity and confidence.

Schedule A Call